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FSA review: 74% of complex investments made by individuals may have been unsuitable.

Welcome to Rebus


Rebus has been set up with a single purpose:
To help investors recoup their investments from complex schemes into which they may have been mis-sold.


We are working on behalf of hundreds of wealthy investors who have become trapped in a complex web of inappropriate investment schemes.
In many cases, the effects of the investment advice they were given has been life changing.

One client had to sell his home to pay the HMRC £125,000 of tax when the scheme failed to gain HMRC approval. He had been assured that his tax liability would be mitigated.

Others had written-off their liability but now realise that there is more pain to come. They now understand that their liability is ongoing and potentially unlimited.


Half a dozen clients invested in structures where income guarantees they were given about gearing have proved useless. They borrowed £475,000 each, but have now been asked to pay the loan back in full with interest compounded over seven years. £750,000 is now being called in.

In one case, an individual looking to retire early was hoodwinked into three schemes of extraordinarily high risk. A safe and approved pension scheme would have been a more suitable answer. He lost £400,000 through the investment and a further £200,000 through the lost opportunity.

The common denominator in all these cases have been serious mis-selling, followed by moving goalposts as product manufacturers restructure partnerships.


Your situation may not be as dire as these. However, a recent review by the FSA found that in 74% of cases, the product that or scheme in which you might have invested was unsuitable. In many cases the firms selling them had no idea of their regulatory responsibilities.


We are here to help you reclaim what is rightfully yours


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